Free Checking (personal)

• $50.00 minimum deposit required for opening
• No monthly maintenance fee, no minimum balance required
• Check safekeeping required, up to 18 free copies per year provided upon request
• Unlimited transactions
• Monthly statement provided
• MasterMoney debit card available (subject to credit approval)

Regular Checking (personal)

• $50.00 minimum deposit required for opening
• $4.00 monthly maintenance fee if balance falls below $300.00 *MONTHLY MAINTENANCE FEE WAIVED WITH MONTHLY DIRECT DEPOSIT
• Monthly maintenance fee waived for customers of age 60 by notifying bank
• Monthly statement provided with check images
• Unlimited transactions
• MasterMoney debit card available (subject to credit approval)

NOW Checking (personal)

• $1,000 minimum deposit to open
• $10.00 monthly maintenance fee if the minimum ledger balance falls below $1,000 or the combined balance on the day your statement drops in your NOW account and any linked savings, checking, CD or IRA falls below $5,000
• Unlimited transactions
• Monthly statement provided with check images
• Competitve interest rates
• MasterMoney debit card available (subject to credit approval)

SENIOR Checking (personal)

• Available to customers 55 years of age and older
• $10 monthly maintenance fee if the minimum ledger balance falls below $1,000 or the combined balance on the day your statement drops in your Senior account and any linked savings, checking, CD or IRA falls below $5000
• Monthly statement provided with check images
• Unlimited transactions
• Free cashier checks and money orders
• MasterMoney debit card available (subject to credit approval)

Money Market Plus (personal)

• $1,000 minimum deposit required for opening
• $10 monthly maintenance fee if the balance falls below $10,000
• Competititve interest rates: Tiered balances
• Check safekeeping is required
• 18 free check copies per year provided upon request
• Monthly statement provided
• No more than six withdrawals per statement cycle, with no more than 3 made by check
• No penalty for withdrawal

Small Business Checking (business)

• $100 minimum deposit required for opening
• $7 maintenance fee unless minimum ledger balance of $500 is maintained
• Unlimited transactions, no item analysis
• Monthly statement provided with check images

Business Interest Checking (business)

• $1,000 minimum deposit required for opening
• $12 monthly maintenace fee if the minimum ledger balance falls below $1,000 or the combined balance on the day your statement drops in your NOW account and any linked savings, checking, or CD falls below $5,000
• Unlimited transactions
• Monthly statement provided with check images
• Competitive interest rate

IOLTA (only available to attorneys and law firms)

• No minimum deposit required for opening
• No monthly maintenance fee
• Monthly statement provided with check images
• Competitive interest rate

Money Market Plus (business)

• $1,000 minimum deposit required for opening
• $10.00 monthly maintenance fee if the balance falls below $10,000
• Competitive interest rates: Tiered balances
• Check safekeeping is required
• 18 free check copies per year provided upon request
• Monthy statement provided
• No more than six withdrawals per statement cycle, with no more than 3 made by check
• No penalty for withdrawal